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Home loan News

08 Feb 2023

RBI Hikes Key Lending Rate by 25bps- Know How to Minimise Home Loans EMIs

Existing and new borrowers would soon have to pay higher EMIs for their loans as banks and lending institutions raise interest rates in tandem. Continue reading to find out the options home loan borrowers have to lessen their EMI burden.

RBI monetary policy 2023

08 Feb 2023

Brace for Higher Home Loan EMI! RBI Hikes Repo Rate - What it Means For You

RBI increased the repo rate again by 25 bps. What will happen to house loan borrowers?

Bajaj Housing Finance

06 Feb 2023

Apply for Bajaj Housing Finance Home Loan Via WhatsApp --Check Fees, Process

Bajaj Housing Finance home loan: For both Fresh Home Loan, as well as Home Loan Balance Transfer, salaried applicants can apply through WhatsApp.

State Bank of India

11 Jan 2023

Want to transfer your home loan to SBI? Complete list of documents required

A customer may use SBI's balance transfer service to transfer his/her home loan. However, the borrower must first meet the eligibility requirements for home loans as per the bank's instructions and The borrower must possess legitimate paperwork proving ownership of the home or apartment.

Indian Overseas Bank

10 Jan 2023

Indian Overseas Bank hikes MCLR rates from today, check latest rates here

Indian Overseas Bank said that Interest Rate of Loans for Overnight Tenor MCLR and One Month MCLR Shall be Sanctioned Only by the Top Management at Central Office. It also further clarified that Discretion to Sanction Overnight and One Month MCLR is not Available with Any Other Functionaries.

02 Jan 2023

BAD NEWS for Loan borrowers! Indian Bank hikes lending rates by up to 25 bps

Indian Bank on Monday increased lending rates. The new rates are effective from January 3. The base rate has been revised upward by 25 basis points to 9.10 percent.

20 Dec 2022

HDFC increases home loan lending rates from today, 20 December –Check details

HDFC Ltd mentions in its website that a home loan customer can choose between two types of interest rate options while availing a home loan.

16 Dec 2022

Eager to take a loan? Check out 3 easy steps to make your CIBIL score good

If you are planning to take a Personal Loan or a home loan, you must get your CIBIL score checked. CIBIL score principally highlights your financial picture and helps lending institutes to assess the capability of repayment.

11 Dec 2022

Follow THESE simple tips to save money on your home loans

11 Dec 2022

Home Loan EMIs go up as banks hike rate; Check calculator, increase in EMIs

Home Loan Interest Rate, EMI Calculator 2022-2023: The Reserve Bank of India has recently hiked its repo rate by 35 basis points. If this is taken along with all the previous rate hikes in this year, the total hike stands at 2.25%. The RBI had gone for a 40 bps hike in May this year, then 50 bps each in June, August and September and now 35 bps in December. The current repo rate now stood at 6.25%. The home loan rates used to be around 6.9% to 7% around April. However, with the central bank raising the repo rate, the public sector and private sector lenders have also hiked the home loan interest rate which is affecting the middle class the most.

07 Dec 2022

RBI hikes repo rate by 35 bps-- How much you have to pay for home loan now?

Read on to figure out the assumptive figure of EMI you have to pay a home loan of around Rs 25 lakh.

28 Nov 2022

Is it good to take home loan on woman's name? Check out FIVE benefits

Many people dream of buying their own homes. When it comes to finalizing and buying a home, people often took ample time to take decisions as it marks one of the biggest achievements in one's life. Nowadays, more women are having a say in selecting a home. They are not only acquiring their rightful place in society but are also equally shouldering the responsibility of decision-making. And thanks to this, real estate firms and home loan lenders often create special schemes/discounts for women to enable them to get their own homes. Women applicant stands a higher chance of getting a home loan because as per data, loan default among women applicants is traditionally lower. Here are five benefits women get when taking a home loan:

19 Nov 2022

What happens to loans after the death of borrower? Check here

Under what conditions does the bank have the right to recover money from the heirs of the borrower? Let us figure out the answers to these questions.

05 Nov 2022

Home Loan Interest Rate: Check SBI vs HDFC vs ICICI vs PNB housing loan rates

Home loan interest rates have gone up from 7 per cent to 9 per cent this year The banks raised their home loan rates following RBI's repo rate hike SBI's home loan rates is linked to credit score of the borrower

01 Nov 2022

Should you invest in property during high inflation? Check what experts say

Experts say that investment in real estate can beat inflation in long term Industry experts claim that despite 140bps hike, home loan rates remain lucrative Real estate experts said that Indian real estate at the crest of a multi-year bull phase

State Bank of India

13 Oct 2022

SBI announces BUMPER Home Loan bonanza ahead of Diwali-- Check offer details

SBI said that the offers are specially curated keeping in mind the diverse needs of buyers across segments. SBI is consistently striving to make affordable housing conveniently accessible to customers who dream of owning a home.

Personal finance

12 Oct 2022

Home Loan Tips: Check out THESE tips before taking a home loan

Banks provide home loans to customers. It is wise to do thorough research before taking a home loan, You should know forced closing rate of home loan before.

Reserve Bank of India

02 Oct 2022

Your home loan, personal loan EMIs get costlier as banks hike lending rates

Public as well as private sector lenders have increased their lending rates With the hike, home loan, personal loan and other loan EMIs will get costlier The hike comes after RBI raised its repo rate to 5.9 per cent

23 Sep 2022

'Home loan balance transfer' option for lower interest rates; Details here

Customers can opt home loan transfer from one lender to another. It allows many benefits including low interest rate, low EMI, etc. New RBI guideline prohibits lenders to penalise borrowers for foreclosure.

09 Aug 2022

HDFC customers alert! Pay more on home loans, new rates effective from today

In a BSE filing, HDFC said, "HDFC increases its Retail Prime Lending Rate (RPLR) on Housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 25 basis points, with effect from August 9, 2022."

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