Confirm whether UPI services are available in the country you are traveling to. UPI services are now available in multiple countries other than India, including Sri Lanka, Mauritius, Bhutan, Oman, Nepal, France, and UAE. (Image Credit: freepik)
If you don't have a UPI-enabled mobile app already, download one from the app store. Some popular UPI payment apps include PhonePe, Google Pay, Paytm, and others. (Image Credit: freepik)
Once you have the app installed, register your Indian bank account with the app. Follow the app's instructions to set up your account. (Image Credit: freepik)
Open the UPI app and navigate to the settings menu. Usually, you can find this by tapping on your profile picture or the three horizontal lines in the top left corner of the app. (Image Credit: freepik)
Look for the "Payment Settings" section within the app settings. Under this section, there should be an option for "UPI International." Click on it to proceed. (Image Credit: freepik)
In the UPI International settings, you'll see a list of your linked bank accounts. Choose the preferred bank account for international UPI payments and click on it. (Image Credit: freepik)
Once you've selected your preferred bank account, you'll likely see an option to "Activate" it for international UPI payments. Click on the "Activate" button. (Image Credit: freepik)
To confirm the activation, you'll need to enter your UPI PIN. This PIN is the same one you use for regular UPI transactions. Enter it when prompted. (Image Credit: freepik)
After entering your UPI PIN, the app should confirm that your bank account has been successfully activated for international UPI payments. (Image Credit: freepik)
Now that your bank account is set up for international UPI payments, you can use your UPI-enabled mobile app to make transactions while traveling outside of India without converting Indian Rupees to the local currency. (Image Credit: freepik)