If Ayurveda, Yoga, or other AYUSH treatments are important to you, ask if they're covered by the insurance plan you're considering. Not all plans cover these treatments, but some do.
Agents might not tell you about all the things that your health insurance won't cover. This could include things like pre-existing conditions, certain treatments, or specific illnesses.
Your insurance payments might go up when it's time to renew your policy, especially as you get older. Even though agents should tell you about this, remember that your future costs could be more than what you were originally quoted.
Health insurance plans usually make you wait for certain coverage, like pre-existing conditions, maternity benefits, or certain treatments. Agents might not tell you about these waiting periods or explain what happens if you try to claim during this time.
Agents might not explain how to file a claim or what documents you need. Knowing how to do this is important so you can get your money back quickly and without any problems.
Agents might not tell you about the limits or might not explain how important they are. This could mean you end up having to pay for some medical expenses yourself during an emergency.
Agents make money by earning commissions from the insurance plans they sell. Sometimes, they might try to sell you plans with higher premiums, which means they get more commission.