Car insurance is mandatory to drive a car. If you are caught driving without insurance, you will be charged a fine.
Car insurance isn’t something that you should buy in a hurry, but something that needs due diligence.
CSR is the percentage of settled claims out of the total claims filed in a year. Generally, a higher CSR is considered better.
Look for customer reviews and ratings online. Also, read news articles related to the company and its operations.
Check how easy it is to file a claim and the typical turnaround time. You can ask your insurer about the claim process.
Additionally, research on customer service quality through reviews and testimonials.
A financially stable company is more likely to settle claims in higher numbers and continue operating smoothly.