WhatsApp Payments: Here’s how to send and receive money via UPI

Tap Done once UPI setup is complete.

Create a PIN (Personal Identification Number) for UPI (Unified Payment Interface) and enter it under SETUP UPI PIN, then tap Submit.

Pre-filling the OTP (One-Time Password) is possible. If this is not the case, an SMS with the OTP may be sent to your phone. Under ENTER OTP, type the OTP. Tap Resend OTP to send another OTP to your phone.

Set up UPI PIN by tapping Done.

Enter your debit card number's last six digits as well as the expiration date.

To confirm your debit card information, tap Continue.

Open the chat window with the person to whom you want to give money, then touch Attach, then Payment.