5 Simple Steps To Unblock Your Inoperative EPF Account Online
Employee Provident Fund (EPF) or PF account will continue to earn interest as long as it is active. An inoperative EPF account will not acrue any interest for the subscriber.
What Is An Inoperative EPF Account?
As per EPFO, an account is classified as Inoperative account in which contribution has not been received for 3 years after retirement or permanent migration abroad or in case of death.
Will My Inoperative EPF Account Earn Interest?
No, inoperative account will not earn any interest your. At present, all active accounts will earn interest upto 58 years age of a member.
What Should I Do If My EPF Account Becomes Inoperative?
If you are still working in an establishment covered under EPF & MP Act, 1952, you should get the amount transferred into your new account either by online or offline mode. If you have retired then you may withdraw the amount.
Unblocking Inoperative EPF Account
PF subscribers can easily unblock the inoperative EPF accounts by visiting the official website. They can also use other modes such as Umang app or OTP based verification.
5 Simple Steps To Unblock Your Inoperative EPF Account Online
Step 1: Visit official EPFO website
Step 2: Log in to your EPFO account using your UAN credentials
Step 3: Arrive at the 'Help Desk' section
Step 4: Select 'Inoperative Account Assistance' option
Step 5: Fill in the details as required in the instructions, verify your identity and request assistance
KYC Mandatory Before Unblocking EPF Account
However, the new Standard Operating Procedure (SOP) requires that your KYC (Know Your Customer) details are clear before you want to proceed with unblocking your EPF account.
What Are KYC Details
KYC details involves verifying your identity, Aadhaar card, PAN card, and bank account details in place and seeded.
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